Onward Glossary
Confused by financial and legal jargon? The Onward Glossary breaks down the key terms you’ll encounter when navigating divorce, asset division, or financial planning — all in plain English.
Tag: In the thick of it
Can You Assume Your Mortgage After Divorce? (Most People Get This Wrong)
The truth? In many divorce cases, you can assume the loan — even if it’s a Fannie Mae or Freddie Mac loan. It’s called a release of liability, and it works differently from the “assumption” most people think of when buying or selling a home.
15-Minute Meditation Visualization Mindfulness Exercises
Visualization is a powerful mindfulness technique that helps to focus the mind, promote relaxation, and achieve specific mental or emotional goals. Different types of visualization exercises can be used to cultivate mindfulness, reduce stress, or enhance emotional well-being.
Here are 7 highly effective visualization mindfulness exercises:
Onward Intel: Different Approaches to Managing Child-Related Reimbursements
After a divorce, managing shared expenses for your child can quickly become a source of tension if not clearly outlined. From medical bills to extracurricular activities, it’s essential to establish a system that’s fair, efficient, and minimizes conflict.
Onward Intel: The 411 on Multiple 529s
When families have multiple children, deciding who should own each 529 college savings plan can get tricky. The good news: there’s flexibility. Ownership doesn’t have to fall under one parent — each plan can be managed individually per child. This article breaks down five common ways parents handle 529 ownership after divorce or separation, from single-owner setups to split or dual plans, and highlights key points to cover in your agreement, including contributions, usage, and tax implications.
Onward Tip: Announcing your Finalized Divorce to the World
Announcing your divorce is a deeply personal and emotional decision, and it’s important to approach it with care and compassion, for both yourself and others. When sharing the news in person, it’s often best to begin with close friends and family, keeping your message simple and focused on your feelings, the support you need, and the next chapter of your life.
Marital vs Separate Property
Navigating divorce can be overwhelming, especially with asset division. Knowing the difference between marital and separate property is essential for your financial future. Marital property includes assets acquired during marriage, while separate property stays with the original owner. Our guide simplifies key concepts to help you protect your rights and make informed decisions.
Access to Medical and Psychological Records During Divorce
When divorce involves child custody or concerns about a spouse’s health or behavior, it’s natural to wonder if their medical or psychological records can be accessed. The short answer is: sometimes—but not without serious consideration by the court.
Explore Wellness with these Books
Divorce can shake your sense of identity — but it can also become the start of deep personal healing. This wellness reading list offers empowering, compassionate books to help you rebuild your inner strength, rediscover your voice, and approach the next chapter of your life with courage and self-kindness.
Onward Tip: Navigating Custody & Co-Parenting 101
Creating a custody arrangement and co-parenting plan is one of the most important, and often most emotional, aspects of divorce. There’s no one-size-fits-all solution, but understanding your options and approaching decisions with clarity and compassion can help you build a plan that truly supports your child’s well-being.
Should I Hire a Divorce Lawyer?
Navigating divorce can be overwhelming, but you don’t have to face it alone. Whether considering divorce or dealing with the aftermath, understanding your options is crucial. From deciding on legal help to exploring mediation, we provide insights to help you make informed choices. Protect your rights, manage emotional challenges, and avoid mistakes. Start your journey with confidence—read on to discover the phases of divorce and available support.
What is an MOU in Colorado?
Navigating the complexities of divorce can be overwhelming, but understanding concepts like the Memorandum of Understanding (MOU) can empower you. In Colorado, an MOU outlines agreements from mediation on issues like child custody and property division. While not legally binding on its own, it becomes enforceable once approved by the court. Discover how an MOU can facilitate a smoother transition and ensure your agreements are honored. Explore more about the phases of divorce and effective preparation.
10 Things You Probably Didn’t Know About Divorce
Divorce can be an emotional journey with unexpected challenges. Gifts from your spouse may not always be yours, and pets might be viewed as property in court. Understanding the nuances of divorce is crucial—from debt division to the effects of moving out before custody arrangements. Discover 10 surprising aspects of divorce that could impact you. Equip yourself with essential information to navigate this difficult time. Read on for insights on divorce phases and key tips for your journey.
HALTS: A Guide to Effective Communication
Effective communication during divorce can be tough. The acronym HALTS—Hungry, Angry, Lonely, Tired, Sick—highlights triggers that hinder clear communication. By recognizing these states, we can improve conversations. Understanding timing and tone also enhances message reception. Discover strategies to navigate these complexities and improve communication skills during this time.
Co-Parenting for Children of Different Ages
Navigating co-parenting after divorce can be challenging as your children’s needs evolve. Each developmental stage, from infancy to teenage years, requires a tailored approach for stability and emotional security. Discover key strategies for effective co-parenting plans, open communication, and consistent routines. Whether contemplating divorce or already in the midst of it, our insights will help you nurture a beneficial co-parenting relationship for everyone involved.
Onward Tip: Parenting Plan Schedule Overview
Navigating parenting after divorce can be daunting, but finding the right schedule doesn’t have to be. Many parents feel overwhelmed, yet a structured plan provides relief. Understanding your options, from a balanced 50/50 arrangement to a traditional setup, is crucial. Open communication with your co-parent is vital for your children’s well-being. Our tips help you create a plan that fits your family’s lifestyle effortlessly. Explore our guide to develop a parenting plan for your unique needs, ensuring your children are nurtured amidst the changes.
Onward Intel: What is a Parenting Plan?
Navigating divorce can be overwhelming, especially regarding your children’s well-being. A solid parenting plan is crucial for separated or divorced parents, outlining shared responsibilities and decision-making. This plan serves as a roadmap for successful co-parenting. Discover how to create a plan tailored to your family’s needs and promotes harmony during challenging times. Explore our guide to parenting plans and take the first step towards a smoother transition for you and your children.
Nesting: An Alternative Way to Co-Parent During Divorce
Divorce can be tough for children as they adjust to new routines. Nesting offers a solution, allowing kids to stay in the family home while parents alternate living there. This arrangement provides stability and helps maintain a familiar environment. Successful nesting requires strong cooperation and communication between parents, supporting your family through divorce while prioritizing your children’s well-being.
Dividing Real Estate in Divorce: What You Need to Know
Dividing real estate during a divorce can be a challenging aspect of the process. The emotional and financial complexities of deciding the fate of your family home can feel overwhelming. Understanding how real estate is typically divided is crucial, whether you’re contemplating divorce or already in the midst of it. Options include selling the property and splitting the proceeds or one spouse buying out the other. Explore the key considerations to help you make informed decisions during this pivotal time.
Should You Keep, Sell, or Buy Out Your House
Deciding what to do with your home during a divorce can be challenging. Whether selling, buying out your spouse, or co-owning, each option has emotional and financial implications. Reflecting on what your home means for your future can provide clarity. Explore key questions to guide your decisions and discover support to navigate this pivotal moment. Your next chapter starts with informed choices—let’s find the best options together.
Valuing Real Estate: What Is It Worth?
Divorce can be a complex process, particularly in dividing real estate. Knowing your property’s market value is essential for an equitable split. Options like refinancing, selling, or temporary joint ownership each have unique implications. Explore the phases of divorce and discover key tips to navigate this challenging journey. Making informed choices is vital for your financial future—let’s move forward together!
Can I Access My Spouse’s Medical or Psychological Records During Divorce in Colorado?
Navigating a divorce can be emotionally challenging, especially concerning your spouse’s health records. In Colorado, privacy laws protect these records, but certain circumstances allow for court requests. Understanding this process can significantly impact your case. Explore the key steps and factors involved in this complex situation.
How to Manage a Timeshare During Divorce
Navigating a timeshare during a divorce can be challenging due to emotional and financial complexities. Whether selling, buying out your spouse, or sharing the timeshare post-divorce, knowing your options is crucial. From ownership to market value, each step helps achieve a fair resolution. Don’t let the intricacies overwhelm you—explore practical strategies to manage your timeshare during this transition. Dive into our guide for informed decisions.
Onward Tip: De-Stress by Listening to Nature Sounds
Feeling overwhelmed by life stresses? Discover how nature sounds can help you unwind and find peace. Our guide offers practical tips for creating a serene environment, focusing on your breath, and mindfully listening to calming sounds. Whether facing divorce or post-divorce challenges, these techniques can enhance relaxation and lower stress levels. Dive into our article to learn how to incorporate nature sounds into your daily life for tranquility.
How to Minimize Financial Risk During Divorce
Divorce can lead to financial challenges that linger long after it’s over. Joint debts may be overlooked, causing future conflicts. With the right preparation, you can mitigate these risks. Learn strategies to accurately document your debts and negotiate effectively. Tools like Onward can help you manage divorce debt with confidence. Don’t let financial uncertainty hold you back—empower yourself to move forward.
Debt in Divorce: What You Need to Know
Divorce involves emotional, legal, and financial aspects. While asset division is a focus, understanding debt responsibilities is crucial too. From credit card debt to mortgages, knowing who is accountable can affect your financial future post-divorce. This guide answers common questions about debt in divorce, including handling unpaid shares and safeguarding your credit. Equip yourself with the knowledge for a smoother financial transition.
Understanding Marital vs Separate Property
Navigating divorce can be overwhelming, especially with asset division. Knowing the difference between marital and separate property is essential for your financial future. Marital property includes assets acquired during marriage, while separate property stays with the original owner. Our guide simplifies key concepts to help you protect your rights and make informed decisions.
Understanding How States View Marital and Separate Property
Navigating divorce can be overwhelming, but understanding its phases and legal implications can empower you. Each stage presents unique considerations, from contemplating divorce to post-divorce adjustments. Your state’s view on marital property can significantly impact your financial future, making it crucial to know your rights. Explore our resources to equip yourself with the knowledge for informed decisions.
Protecting Your Property Rights
Navigating divorce can be overwhelming, but understanding the phases and protecting your property rights is crucial. Each stage presents challenges, and prenuptial and postnuptial agreements can safeguard your assets. Documentation is key to clarify ownership and streamline the process. Whether you’re just starting or in the thick of it, our guide offers valuable insights to help you make informed decisions. Explore more!
Common Myths About Marital and Separate Property
Navigating divorce can be daunting, especially regarding property. Misconceptions can lead to costly mistakes, like assuming all joint account funds are shared. Our guide clarifies these myths and offers tips for managing assets and debts. With Onward’s support, you can tackle financial disclosures and protect your rights during this tough time.
What is Plaid?
Navigating divorce can be overwhelming, but with Onward and Plaid, you can simplify the process. Securely connect your financial accounts and share only necessary data. Say goodbye to manual entry and paperwork—enjoy a clear financial snapshot. With real-time balances and categorized expenses, you’ll feel in control. Discover how this technology can streamline your divorce disclosures. Learn more!
Simplify Financial Disclosure for Divorce with Onward and Plaid
Dividing finances during a divorce can be overwhelming, but it doesn’t have to be. At Onward, we simplify financial disclosures by integrating with Plaid, enabling you to securely connect your accounts and complete disclosures faster. Understanding your financial picture is essential for fair decisions regarding child support, spousal maintenance, and property division. With our support, you can organize your financial information confidently, making negotiations smoother. Discover how we can help you navigate this challenging time.
Guide: Sharing Your Decision to Divorce With Your Family
Navigating the emotional landscape of divorce can be challenging, but sharing your journey with friends offers vital support. Our guide provides conversation starters to help you express your feelings clearly, set boundaries, and respond to friends’ reactions. Whether reaching out to a longtime friend or a newer acquaintance, our tips will help strengthen your relationships during this transition. Embrace the support you need as you enter this new chapter.
Guide: Sharing Your Decision to Divorce With Your Kids
Navigating the emotional landscape of divorce can be challenging, especially when it comes to sharing the news with your children. Understanding their unique needs based on their ages and developmental stages is crucial. Our guide offers valuable insights on how to approach this sensitive conversation, ensuring your children feel supported and reassured during this significant change. Discover effective communication strategies that can help ease their transition and foster a sense of stability. Don’t miss out on essential tips that can make a difference in how your family copes with divorce. Download the guide today!
Onward Intel: State-Specific Mediation Rules
Some states require mediation for certain aspects of divorce, particularly when it comes to child custody and parenting disputes. The requirement varies by state and can depend on factors like the complexity of the case, whether there are minor children involved, and the level of conflict between spouses.
Disclaimer: Information found on Onward.Life, and in this article is for informational purposes only and should not be considered legal, financial, or tax advice. For guidance on your specific situation, please consult with a qualified attorney, financial advisor, or tax professional.